Key Differences
| Feature | VTI | SPY |
|---|---|---|
| Expense Ratio | 0.03% | 0.09% |
| Dividend Yield | 1.2% | 1.2% |
| Holdings | 3,500+ | 500+ |
| Index Tracked | CRSP US Total Market Index | S&P 500 Index |
| Inception Date | 2001-05-24 | 1993-01-22 |
VTI vs SPY: Which Is Better?
VTI and SPY are both widely used by ETF investors, but they serve different portfolio roles depending on diversification goals, sector exposure, and long-term strategy.
VTI is designed for investors seeking broad U.S. total market exposure and tracks CRSP US Total Market Index. It is commonly used in portfolios focused on us total market allocations.
SPY is designed for investors seeking broad U.S. large-cap exposure and tracks S&P 500 Index. It is commonly used in portfolios focused on us large cap allocations.
Portfolio Overlap
Understanding how much VTI and SPY overlap in their underlying holdings is key to evaluating whether combining them adds diversification or creates redundancy in your portfolio.
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