Key Differences
| Feature | VTI | SCHD |
|---|---|---|
| Expense Ratio | 0.03% | 0.06% |
| Dividend Yield | 1.2% | 3.4% |
| Holdings | 3,500+ | 100+ |
| Index Tracked | CRSP US Total Market Index | Dow Jones U.S. Dividend 100 Index |
| Inception Date | 2001-05-24 | 2011-10-20 |
VTI vs SCHD: Which Is Better?
VTI and SCHD are both widely used by ETF investors, but they serve different portfolio roles depending on diversification goals, sector exposure, and long-term strategy.
VTI is designed for investors seeking broad U.S. total market exposure and tracks CRSP US Total Market Index. It is commonly used in portfolios focused on us total market allocations.
SCHD is designed for investors seeking high-yield US stocks with strong financials exposure and tracks Dow Jones U.S. Dividend 100 Index. It is commonly used in portfolios focused on us large cap value allocations.
Portfolio Overlap
Understanding how much VTI and SCHD overlap in their underlying holdings is key to evaluating whether combining them adds diversification or creates redundancy in your portfolio.
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