Key Differences
| Feature | VNQ | AGG |
|---|---|---|
| Expense Ratio | 0.13% | 0.03% |
| Dividend Yield | 3.7% | 3.9% |
| Holdings | 150+ | 11,500+ |
| Index Tracked | MSCI US Investable Market Real Estate 25/50 Index | Bloomberg US Aggregate Bond Index |
| Inception Date | 2004-09-14 | 2003-09-22 |
VNQ vs AGG: Which Is Better?
VNQ and AGG are both widely used by ETF investors, but they serve different portfolio roles depending on diversification goals, sector exposure, and long-term strategy.
VNQ is designed for investors seeking US equity REITs exposure and tracks MSCI US Investable Market Real Estate 25/50 Index. It is commonly used in portfolios focused on real estate allocations.
AGG is designed for investors seeking total US investment-grade bond market exposure and tracks Bloomberg US Aggregate Bond Index. It is commonly used in portfolios focused on intermediate core bond allocations.
Portfolio Overlap
Understanding how much VNQ and AGG overlap in their underlying holdings is key to evaluating whether combining them adds diversification or creates redundancy in your portfolio.
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