Key Differences
| Feature | SCHD | VNQ |
|---|---|---|
| Expense Ratio | 0.06% | 0.13% |
| Dividend Yield | 3.4% | 3.7% |
| Holdings | 100+ | 150+ |
| Index Tracked | Dow Jones U.S. Dividend 100 Index | MSCI US Investable Market Real Estate 25/50 Index |
| Inception Date | 2011-10-20 | 2004-09-14 |
SCHD vs VNQ: Which Is Better?
SCHD and VNQ are both widely used by ETF investors, but they serve different portfolio roles depending on diversification goals, sector exposure, and long-term strategy.
SCHD is designed for investors seeking high-yield US stocks with strong financials exposure and tracks Dow Jones U.S. Dividend 100 Index. It is commonly used in portfolios focused on us large cap value allocations.
VNQ is designed for investors seeking US equity REITs exposure and tracks MSCI US Investable Market Real Estate 25/50 Index. It is commonly used in portfolios focused on real estate allocations.
Portfolio Overlap
Understanding how much SCHD and VNQ overlap in their underlying holdings is key to evaluating whether combining them adds diversification or creates redundancy in your portfolio.
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