Key Differences
| Feature | SCHD | AGG |
|---|---|---|
| Expense Ratio | 0.06% | 0.03% |
| Dividend Yield | 3.4% | 3.9% |
| Holdings | 100+ | 11,500+ |
| Index Tracked | Dow Jones U.S. Dividend 100 Index | Bloomberg US Aggregate Bond Index |
| Inception Date | 2011-10-20 | 2003-09-22 |
SCHD vs AGG: Which Is Better?
SCHD and AGG are both widely used by ETF investors, but they serve different portfolio roles depending on diversification goals, sector exposure, and long-term strategy.
SCHD is designed for investors seeking high-yield US stocks with strong financials exposure and tracks Dow Jones U.S. Dividend 100 Index. It is commonly used in portfolios focused on us large cap value allocations.
AGG is designed for investors seeking total US investment-grade bond market exposure and tracks Bloomberg US Aggregate Bond Index. It is commonly used in portfolios focused on intermediate core bond allocations.
Portfolio Overlap
Understanding how much SCHD and AGG overlap in their underlying holdings is key to evaluating whether combining them adds diversification or creates redundancy in your portfolio.
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